Disaster recovery command center operations room
About Us

BUILT FORTHE AFTERMATH.

>Elemental Recovery Solutions is a specialized insurance and disaster recovery consulting firm delivering professional claims management, FEMA Public Assistance advisory services, including insurance recovery and elimination of duplication of benefits for disaster grant recipients.

MISSION

To protect and recover financial resources for property owners and public entities through accurate, ethical, and defensible insurance and disaster recovery solutions.

VISION

To be the most trusted name in disaster recovery consulting — known for integrity, technical precision, and real results.

INTEGRATED_DIVISIONS

TWO SYSTEMS. ONE FIRM.

By combining licensed insurance adjusting experience, FEMA Public Assistance (PA) grant formulation and monitoring, PA insurance review expertise, and deep knowledge of construction practices, we deliver defensible documentation, accurate damage quantification, and strategic financial recovery solutions that protect both private and public funds.

Insurance Claims Appraisal & Adjusting

DIV/01
Independent Claims Appraisals & Adjusting
Umpire Services (coming soon)
Covered vs. Excluded Damage Analysis
Detailed Repair Scope Development for large and complex losses
Negotiated Agreed-Value Settlements
High Value and Complex Claims Negotiations

Cost Estimating Aligned with FEMA Requirements

DIV/02
FEMA Public Assistance Grant Formulation
Insurance Policy Review & Coverage Analysis
Duplication of Benefits Compliance
Insurance Recovery Strategy Development
Grant Audit Defense Support
Automated Documentation Tracking and encrypted data storage options available
Transparent Project Progress Reporting
PROBLEM_STATEMENT

BILLION OF DOLLARS MISSING & IMMEASURABLE TIME LOST.

Across both the insurance and emergency management sectors, billions of dollars are lost annually along with your irreplaceable time. The common denominator: documentation failure and misaligned expertise.

Improperly scoped or undervalued insurance claims

Incomplete documentation & clear evidence gaps

Misinterpretation of policy coverages and exclusions

Failure to demonstrate insurance recovery efforts

Grant deobligations from duplication of benefits errors

Outdated tracking systems lacking due diligence records

Large consulting firms often lack flexibility, responsiveness, and file-level attention. Insurance carriers struggle with cycle times and escalating claim costs. Municipalities face claw-backs and audit exposure years after disasters. ERS exists to solve these distressing issues.

COMPETITIVE_EDGE

DUAL
PERSPECTIVE.

Few professionals possess deep operational experience inside FEMA and hands-on insurance claims expertise. This dual perspective allows ERS to:

  • Provide a customizable scope and range of services provided
  • Anticipate FEMA application of insurance proceed reductions
  • Prevent duplication of benefits errors
  • Ensure projects are obligated for secure funding
  • Create defensible insurance offset calculations
  • Accelerate claim resolution while reducing risk
  • Accurately assess building damages and create accurate repair scopes
  • Produce clear and defendable supporting documentation

Founder Credentials

VERIFIED
/01Washington Independent Adjuster License (#874718)
/02Residential & commercial claims expertise
/03Complex & Large Loss handling
/04FEMA Public Assistance experience since 2008
/05Former FEMA Insurance Reviewer
/06Closeout management across multiple FEMA regions
/07Wildfire Debris Removal Insurance Recovery (California)
/08Construction & estimating background across thousands of properties
/09WA Business License #606 116 657
OUR_TEAM

DEPLOYED.
DEDICATED.

Our team combines licensed insurance adjusting experience, FEMA insurance review expertise, and deep construction knowledge. Every member operates by the same code: do what you say, deliver what you promise, and never compromise on ethics.

Professional team reviewing recovery plans and documents on-site
CORE_VALUES

WHAT WE STAND FOR.

Ethics First

We operate with unwavering ethical standards. No shortcuts, no gray areas — every decision is guided by doing what is right.

Delivering on Our Word

When we make a commitment, we honor it. Our reputation is built on promises kept and results delivered.

Integrity & Transparency

Full visibility into our processes, honest assessments, and defensible documentation at every stage.

Accountability

We own our work from start to finish. Clear guidance grounded in experience, integrity, and service.