
BUILT FORTHE AFTERMATH.
>Elemental Recovery Solutions is a specialized insurance and disaster recovery consulting firm delivering professional claims management, FEMA Public Assistance advisory services, including insurance recovery and elimination of duplication of benefits for disaster grant recipients.

To protect and recover financial resources for property owners and public entities through accurate, ethical, and defensible insurance and disaster recovery solutions.
To be the most trusted name in disaster recovery consulting — known for integrity, technical precision, and real results.
TWO SYSTEMS. ONE FIRM.
By combining licensed insurance adjusting experience, FEMA Public Assistance (PA) grant formulation and monitoring, PA insurance review expertise, and deep knowledge of construction practices, we deliver defensible documentation, accurate damage quantification, and strategic financial recovery solutions that protect both private and public funds.
Insurance Claims Appraisal & Adjusting
DIV/01Cost Estimating Aligned with FEMA Requirements
DIV/02BILLION OF DOLLARS MISSING & IMMEASURABLE TIME LOST.
Across both the insurance and emergency management sectors, billions of dollars are lost annually along with your irreplaceable time. The common denominator: documentation failure and misaligned expertise.
Improperly scoped or undervalued insurance claims
Incomplete documentation & clear evidence gaps
Misinterpretation of policy coverages and exclusions
Failure to demonstrate insurance recovery efforts
Grant deobligations from duplication of benefits errors
Outdated tracking systems lacking due diligence records
Large consulting firms often lack flexibility, responsiveness, and file-level attention. Insurance carriers struggle with cycle times and escalating claim costs. Municipalities face claw-backs and audit exposure years after disasters. ERS exists to solve these distressing issues.
DUAL
PERSPECTIVE.
Few professionals possess deep operational experience inside FEMA and hands-on insurance claims expertise. This dual perspective allows ERS to:
- Provide a customizable scope and range of services provided
- Anticipate FEMA application of insurance proceed reductions
- Prevent duplication of benefits errors
- Ensure projects are obligated for secure funding
- Create defensible insurance offset calculations
- Accelerate claim resolution while reducing risk
- Accurately assess building damages and create accurate repair scopes
- Produce clear and defendable supporting documentation
Founder Credentials
VERIFIEDDEPLOYED.
DEDICATED.
Our team combines licensed insurance adjusting experience, FEMA insurance review expertise, and deep construction knowledge. Every member operates by the same code: do what you say, deliver what you promise, and never compromise on ethics.

WHAT WE STAND FOR.
Ethics First
We operate with unwavering ethical standards. No shortcuts, no gray areas — every decision is guided by doing what is right.
Delivering on Our Word
When we make a commitment, we honor it. Our reputation is built on promises kept and results delivered.
Integrity & Transparency
Full visibility into our processes, honest assessments, and defensible documentation at every stage.
Accountability
We own our work from start to finish. Clear guidance grounded in experience, integrity, and service.